Where to purchase cash card

Once you have successfully activated free ATM withdrawals, each qualifying deposit you receive after that will add an additional 31 days of ATM fee reimbursements.

Re-design a Cash Card Changing the design of a Cash Card is a premium feature that allows you to select a unique color for your Cash Card, change your signature, and include emojis to set you apart from others. Merchant Refunds When a merchant refunds a transaction it can take up to 10 business days for the Cash App to receive the refund.

Dispute a Purchase The quickest way to resolve an unrecognized transaction, or an issue with a transaction you do recognize is by contacting the merchant directly. Cash cards provide a convenient way for cardholders to make electronic payments. Standard branded cash cards are typically allowed for use at all merchants where the network processor is accepted. Alternative cash cards may have certain limitations on their use.

Banking debit cards are the most common type of standard cash card. These cards are typically linked to a bank account at a financial institution. They allow a cardholder to make electronic payments that deduct cash from a bank account. Standard cash cards can also be easily used at an ATM to withdraw cash from an account.

If tied to a bank checking account cash card ATM transactions are generally offered without fees if made at a bank-operated or affiliated ATM. Gift cards are another type of standard cash card. These cards are pre-loaded with cash and can be purchased at certain retailer locations, grocery stores, and convenience stores.

Some gift cards may only be used at a particular store such as Costco or Subway. Other gift cards, such as those offered by Visa, MasterCard, and American Express can be purchased in various denominations along with a service fee and can be used anywhere that accepts these cards. Several alternative cash cards also exist with varying terms and available uses.

These cards are generally known as prepaid cards and help to support the underbanked population by providing a cash card that is not linked to a bank account. Payroll cards are also an alternative type of cash card that employers may provide for their employees. Payroll cards are a type of cash card that can be provided by an employer. Payroll cards are an employee benefit that employers arrange for through partnerships with prepaid debit card issuers.

These payments are a simple form of direct deposit and provide the cardholder with immediate access to funds. These cards carry a balance from month to month and can be used the same way as a debit card. Square is one of the leading providers of cash cards and prepaid cash card services.

The name of Square's debit card that it offers is Cash Card. Other prepayment plans also offer a discount. Other services: Multiple accounts under one plan, free and instant FamZoo card-to-card transfers, ability to lock and unlock FamZoo cards, budgeting tools.

Downsides: Not part of any ATM network; maximum monthly fee is higher than average; no mobile check deposit feature. Greenlight stands out for a feature that other prepaid cards lack: store-specific spending controls. The prepaid card also offers real-time activity alerts, free card-to-card transfers for allowances and the ability to remotely lock lost cards.

A Greenlight account can have up to five subaccounts, so it works for a family. Reload methods: Direct deposit, debit card transfer, bank transfer. Other services: Up to 5 subaccounts, no international ATM withdrawal fee. The app, which gets decent ratings, is required to get fee-free cash reloads at Walmart stores. Walmart MoneyCenters and Customer Service desks also offer fee-free cash withdrawals. This prepaid, reloadable card is family-friendly.

You can order an account for free for up to four additional people who are at least 13 years old. Downsides: Fee to use ATMs; limited methods for reloading funds.

The difference between prepaid debit cards and checking accounts is starting to blur, as many have similar features and services. Mobile-optimized banking accounts fit in this middle ground — like most prepaid debit cards, many have no credit check; unlike prepaid cards, many are linked to a bank account. Through the app, though, you can request that checks be mailed to a recipient, even yourself, for free.

You can also open a linked Chime savings account and set up automatic transfers. General fees and features: No monthly fee and no costs for activation or inactivity; no credit check. Cash withdrawal and third-party fees may apply. Purchases: No additional charge. Other services: Optional savings account.

Chime has two automatic savings programs: one where a percentage of every paycheck automatically goes into the savings account and the other where your purchases are rounded up to the nearest dollar and the rounded-up change goes to savings see below for more information from Chime. You can also receive instant transaction alerts and lock your debit card if you lose it.

Note that a Chime Spending Account is required to open a savings account. Downsides: The out-of-network ATM fee. Chime says: "Round Ups automatically round up debit card purchases to the nearest dollar and transfers the round up from your Chime Spending Account to into your savings account. Monthly fee. We looked at 40 reloadable prepaid debit cards offered by some of the biggest banks, credit unions and prepaid debit card issuers.

Where multiple card plans existed, only the basic monthly fee plan was considered. We analyzed four categories for each card: general fees and features, purchases and withdrawals, reload fees and options, and other services such as bill pay and savings accounts. The cards that made this list had the best combination of these categories.

Some cards in this roundup have nonbank program managers that partner with banks. No cards above have overdraft fees. We also looked at three alternative, or non-traditional, accounts from financial institutions: Chime , GoBank , Moven. What the ratings mean:. What are prepaid debit cards?